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The AgCFO Brief
Farm financial strategy, AI tool breakdowns, USDA program analysis, and the numbers behind profitable farming — every Tuesday. Free.
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What's in Every Issue
- One topic per issue — no noise, no content padding
- Tool of the Week: one AI or software tool reviewed honestly
- Stat That Matters: one USDA or research data point with context
- Question of the Week: an open question that invites your reply
- Guide Library link: the most relevant deep-dive for the week's topic
Sample Issue
The AgCFO Brief · Issue #1
Your operating loan is probably sized wrong. Here's how to fix it.
Farm Credit district data from Q4 shows operating loan delinquency at the highest level since 2012. If you're renewing your line this spring, here's what your banker is looking at — and what you should be looking at before they call.
Main Piece
How to Size Your Operating Line From First Principles
Most operators size their operating line based on what they borrowed last year. That's a mistake. Here's how to calculate the right number: total projected operating expenses by month, minus expected cash inflows, plus a 15% liquidity buffer...
Tool of the Week
Harvest Profit — Real-time crop marketing tool that calculates your break-even price per bushel and tracks contracted vs. unpriced bushels. Best for: grain operators actively marketing corn and soybeans. The catch: $49/month after trial.
Stat That Matters
Farms with verifiable field-level financial data get 15–30% lower interest rates than tax-return-only applicants. — FBN Finance