Agriculture Finance Intelligence
The CFO Your Farm Can't Afford to Hire
MyAgCFO covers cash flow strategy, AI financial tools, USDA programs, and the real numbers behind profitable farming — written for operators, not institutions.
Join farm operators and ag lenders getting The AgCFO Brief every Tuesday. Free.
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Farm Finance
Intelligence
No disclaimers.
No lender capture.
The Gap
You're running a business doing $500K, $1M, maybe $3M in revenue. You have no CFO. You're making capital decisions — equipment purchases, land bids, operating loan size — based on incomplete numbers and what your neighbor did last year.
The bank wants financial projections you've never built. The input dealers want decisions you're not ready to make. And the extension office sent you a 40-page PDF.
Meanwhile, the average business at your revenue level has a finance team. You have a spreadsheet from 2019 and a gut feeling.
“43% of large US farms already use at least one AI financial planning tool. Most farmers have never heard of any of them.”
— Deloitte, 2024
Farm Finance Strategy. Written From the Operator's Seat.
MyAgCFO is a free publication covering agriculture finance and AI financial tools — written from the operator's seat, not the lender's conference room. Every week: real cash flow frameworks, tool breakdowns, USDA program analysis, and the financial benchmarks your operation should actually be hitting.
Operator-First Analysis
No disclaimers, no product recommendations, no lender capture. Just the strategy.
AI Tools That Actually Work
We cover the platforms changing farm finance: Granular, FBN, Arbol, AcreTrader, and the tools nobody's writing about yet.
Real Math, Plain Language
If you can read a bank statement, you can read MyAgCFO. We skip the jargon and show the actual numbers.
Start With the Essentials
The Farm Cash Flow Problem Nobody Talks About
Most farm operations are profitable on paper and broke in January. Here's the structural reason why — and the framework to fix it.
How AI Is Changing Farm Lending
AI underwriters can see your real-time cash flow. Whether you know it or not. Here's what that means for your next loan.
7 USDA Programs Most Farmers Are Leaving Money On the Table With
Plain-language breakdown of the seven most commonly missed programs — with eligibility in one sentence each.
Start With the Tool Every Farm CFO Uses First
The Farm Cash Flow Spreadsheet — pre-built for row crop, cattle, and dairy operations. Free download. No catch.
- 12-month rolling cash flow tracker (row crop and cattle versions)
- Operating loan sizing calculator tab
- Break-even commodity price calculator
- USDA national benchmark comparison tab (pre-filled)
- Input cost tracker by enterprise
Free Farm Cash Flow Spreadsheet
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The AgCFO Brief — Free, Every Tuesday
One email. Farm financial strategy, AI tool breakdowns, USDA program updates, and the numbers behind what's actually working in agriculture. Written for operators, not institutions.